Being uninsured can feel overwhelming, but there are still many ways to get the healthcare you need without full coverage. On Long Island, resources are available to help you access care at low or no cost, from urgent health needs to preventive services.

Community Health Centers

Federally Qualified Health Centers (FQHCs) provide medical, dental, and behavioral health services on a sliding fee scale based on income. They do not turn patients away for lack of insurance. Examples on Long Island include the Long Island FQHC, Harmony Healthcare, and HRHCare centers.

Free and Low-Cost Clinics

Some nonprofits and hospitals offer free or low-cost clinics for uninsured individuals. These can include walk-in urgent care, preventive screenings, and primary care visits. The Health & Welfare Council of Long Island can connect you to options nearby.

Prescription Assistance

If you need medication, look into patient assistance programs offered by drug manufacturers, as well as pharmacy discount programs like GoodRx or SingleCare. Many community clinics also have programs to help with prescription costs.

Hospital Financial Assistance

Hospitals in New York are required to provide financial assistance programs. If you receive a hospital bill, ask about their charity care program to see if you qualify for reduced or forgiven costs.

Urgent Care and Emergency Rooms

By law, emergency rooms must provide care regardless of your ability to pay. For non-emergency situations, community health centers or urgent care clinics are usually more affordable options.

Other Support Services

• Mental Health: Crisis hotlines, support groups, and community mental health clinics offer free or sliding scale counseling.
• Dental and Vision: Nonprofits and mobile clinics often host free or reduced-cost events.
• Preventive Screenings: Programs like Cancer Services Program of New York offer free mammograms, pap tests, and colon cancer screenings for the uninsured.

Where to Start

If you are uninsured, begin by contacting a local community health center. They can provide immediate care and guide you toward additional resources. The Health & Welfare Council of Long Island (516-483-1110) is another trusted starting point for connecting with programs tailored to your needs.

Key Takeaway

Even without insurance, you are not without options. Local clinics, prescription programs, and hospital assistance can help you access the care you need while protecting you from overwhelming medical debt.